Comments for BAD CREDIT HELP - Instant bad credit loan

Comment on Recently applied for a loan and got a conditional approval, What does that mean ? by nayaham19

nayaham19 — Sun, 05 Sep 2010 13:04:45 +0000

Before signing the agreement you must read it thoroughly
Then decide whether you can adhere to the instructions given therein. If it is OK. you can go ahead to get a loan. What they require is prompt repayment of loan either in a lump sum with interest or by monthly instalments They need not bother about your success or otherwise in your exam.

Comment on I have bad credit and am desperate to find an apartment in Mass? by iceman

iceman — Sat, 04 Sep 2010 18:45:37 +0000

Listen. Credit scores are VERY overrated when it comes to renting. Normally they only make a difference if you are looking at a place you probably cant afford to begin with. In my life I have never heard of anyone I know getting rejected from an apartment. And i know some people with AWFUL credit. Just look around and someone will let you in no problem.

Comment on I have bad credit and am desperate to find an apartment in Mass? by reenzz

reenzz — Sat, 04 Sep 2010 17:46:04 +0000

Maybe you could get someone to co-sign for you.

Comment on I have bad credit and am desperate to find an apartment in Mass? by ~Justice~

~Justice~ — Sat, 04 Sep 2010 17:12:23 +0000

Try the site below. Worked for me!

Comment on I have bad credit and am desperate to find an apartment in Mass? by Jason J

Jason J — Sat, 04 Sep 2010 16:55:18 +0000

Look for a FREE Credit Counseling organization in your area. They can help with your problem of credit repair and sources of help for housing. Avoid the fee based organizations.

Comment on Q&A: How can I get a credit card with rewards when I have bad credit? by Gary H

Gary H — Fri, 03 Sep 2010 03:59:28 +0000

There are more that a few lenders who specialize in credit cards for people with bad credit. You just have to look a little harder than most people have to.

And getting a card after you’ve had a few problems doesn’t necessarily mean that you have a higher than normal rate. Like, I said, you’ll just have to compare between credit lines, yearly fees, and interest percentages. Just make sure you do your homework BEFORE you commit, and you’ll be fine.

You can find some offers for credit cards, both secured and unsecured here:

http://www.axalda.info/bad-credit-cards.html

Comment on Q&A: How can I get a credit card with rewards when I have bad credit? by biskio

biskio — Fri, 03 Sep 2010 03:18:23 +0000

Reward credit cards reward you depending on the amount you spend on the credit card. Usually, you can collect rewards through 3 methods. One method involves earning cash back on the card, which is generally a certain percentage of each amount you spend. The next method involves giving points or any other type of token to the customers to accrue. They can then redeem these points for gifts like luggage, cosmetics and other goodies that the credit card company offers. Most of these reward schemes have alluring gifts and huge variety of selections. But the better option is to go for a cash back reward as it allows you to use the money any way you like.

Comment on Q&A: How can I get a credit card with rewards when I have bad credit? by alexa dion

alexa dion — Fri, 03 Sep 2010 03:17:59 +0000

Getting the right reward card that ‘really’ helps your cause is the first thing that should be kept in mind while going for a reward card. There is no point in taking a credit card with gas reward if you don’t drive much. Similarly, if you rarely fly, an airline miles reward card will be worthless for you.

What are the limitations to reward program? Get clear about it. Ask the credit card agent or representative about store preferences, gas outlets to which the credit card is affiliated, airlines, blackout dates, travel restrictions, reward expiry, reward point accumulation and what is required to earn rewards. A reward credit card with lots of restrictions and difficult to redeem gift vouchers or reward points will only frustrate things on your end.

A reward program with balance transfer option with 0% intro APR is a good thing to have. It saves you money on high interest rates, and if used properly 0% intro APR credit card can be a good asset. Check out a list of popular reward cards at: http://www.credit-card-gallery.com/Reward_Card.html

Comment on Q&A: How can I get a credit card with rewards when I have bad credit? by Brie2200

Brie2200 — Fri, 03 Sep 2010 02:24:31 +0000

Honestly, if you both have “terrible credit” neither of you would be able to qualify for any type of rewards card. The visa cards that are tied your checking account are called Debit cards, and they do not affect your credit score. You would need to first improve your credit score before you decide to apply for anything. Make sure that you pay all of your bills on time and at least the minimum due on any credit cards that you do have. Do this for at least 6 months to a year before you decide to apply for anything.

Comment on Q&A: How can I get a credit card with rewards when I have bad credit? by shamieya

shamieya — Fri, 03 Sep 2010 02:13:09 +0000

You cant; those are for people with good credit. but try emigrantdirect.com. its an online free savings account, so if you open the savings account, you might be able to get their credit card which gives you cash back.