BAD CREDIT HELP – Instant bad credit loan

Question by brittany b: Does Having Bad Credit Affect Your Eligibility To Join The Military?
I have bad credit, and was interested in joining the Air Force reserves. I am curious if this is going to affect my ability to obtain a security clearance or not. I am having such a hard time getting in touch with a recruiter, and am still waiting for my calls to be returned. I am curious if this is a waste of time for me or not. I am planning on fixing my credit, but have been financially unable to do so.

Best answer:

Answer by mich
Yes, the military doesn’t want extra problems on their hands. That’s why the recruiter is not calling you back.

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Question by Georgie: Does bad credit history/defaulted payments affect getting a working visa in the USA?
I am planning to go to US in April. I will be in credit however have missed payments etc and have a bad credit history. Will this affect me getting a visa?

Best answer:

Answer by MadMan
A working visa can be denied for a whole host of reasons. You should talk to your sponsoring employer’s immigration lawyers. BTW, you cannot get a work visa for the US withouit a sponsoring company.

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Question by videogamer1979: Does a student loan and a bank loan affect your credit the same way?
I have one credit card ( revolving credit ) and I have one student loan ( fixed monthly payments ). I want to keep one revolving account and one fixed account. Would a bank loan that pays off the student loan look better as a fixed loan? I guess my question is: Do they both count as fixed loans or is the bank loan a more “authentic” fixed loan?

Best answer:

Answer by CreditAlignment.com
doesnt matter….they’re both ‘installment’ loans on your credit report. i wouldnt take a bank loan because MOST LIKELY the interest isnt tax deductible like the student loan.

i would advise to have 2-3 credits…2 installment loans….can be student loan, auto loan or other loan…and a MORTGAGE!
make sure you keep low balances are on revolving accounts…and you should be go to go.

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