BAD CREDIT HELP – Instant bad credit loan

Question by runnercaiti1: How to get an apartment with bad credit?
I am 24, single, pregnant and work two jobs. I can afford an apartment but my credit is bad due to not working for a couple months.

I am living with my dad and stepmom right now but I need to get out asap. How can I get an apartment if I have bad credit and no cosigner?

Best answer:

Answer by Sarah
Unfortunately, I believe you have to come up with first and last months rent and the deposit. You aren’t disqualified, they just need more money from you.
Or – look into low income housing in your area, I believe they have special rules for credit-risk cases.

Add your own answer in the comments!

Question by Eden: How to find an apartment with bad credit?
It seems that no matter how much money you make if you have bad credit you may end up on the street. Is there any way to get around this? Assume there’s no co-signer. Are there any places in the ‘408′ someone knows about where they look at references instead? Thanks to anyone who can help.

Best answer:

Answer by Jimmy
As a landlord, I have rented to people with bad credit. They were up front with me and told me why their credit was damaged. I pulled their report and it was as they said. They had the last 6 months everything was up to date. It looked like their income was reasonable to afford the rent and I took a chance on them. They are very nice people and they have not missed a payment by more than a couple days in the year I’ve rented to them. If you credit is bad but your an honest person and you will take care of the place and be a good neighbor people will take a chance sometimes. Good luck!

What do you think? Answer below!

Question by vanillaeclare: How can you get an apartment in Chicago with bad credit?
My friend is trying to get an apartment and has not been approved yet. He applied for two different apartments, both of which he was not accepted due to his bad credit. What can a person do to get around this problem. He makes plenty of money, he just has a bad credit history. Does anyone know what he can do short of getting a cosigner?

Best answer:

Answer by getmymoney5215
You may have to go to a Two-Family house or an apartment with a real Landlord and not a business office. Its personally up to them if they want to let you move in. I live in Cleveland, and my credit is horrible, I got into a two-family in a nice neighborhood, but I couldnt get a lease with the other apartments because of my credit. Go to www.rent.com, they may have some.

Give your answer to this question below!

Question by chickey: How can you get an apartment with bad credit?
My boyfriend and I want to get a place together. He has bad credit and I have basically no credit. How can we get an apartment? Is it possible? Any advice would be appreciated! Thanks!

Best answer:

Answer by one_goofy_devil
try looking for an apartment that is owned by a single owner instead of a realty company, rent there for aty least a year.. then tou will at least have a good rental reference to get into the apartments that go by credit

Give your answer to this question below!

Question by Kim H: I have bad credit and am desperate to find an apartment in Mass?
I am currently going through a divorce and one of the main reasons I am divorcing my soon to be ex is that he has ruined me financially. My house is foreclosing and I need to find an apartment between Dighton, Ma and Bridgewater, Ma. Here’s my problem. My credit since I have been married is terrible. I am very dependable and have been at the same job for almost 8 years. I can provide personal and professional references and pay a few months rent in advance if need be. What can I do? People with bad credit have to live somewhere, right? Help.. I don’t want to end up homeless. Any ideas or suggestions would be great.

Best answer:

Answer by Grand pa
some service clubs and churches have affordable housing..

What do you think? Answer below!