BAD CREDIT HELP – Instant bad credit loan

Question by Mommy2be: Will my bad credit affect my fiance when we get married?
I’m engaged and we have been putting off the wedding because I don’t want my bad credit to affect my fiance. Is this true? HELP!!!!
Thank you everyone.

Best answer:

Answer by Michael K
It will only affect him if you apply for a joint loan, or a joint line of credit.

Simply being married will not lower his credit score (or raise yours)

So keep working on raising your credit score, but that should not be a reason for putting off your marriage.

I hope that helps.

What do you think? Answer below!

Question by abeth_119: What should we do when buying a home if I have bad credit but fiance has excellent credit?
My fiance and I are looking at buying our first home. I made mistakes when i was younger with my credit and now have bad credit. I have worked out payment plans with my credit card companies and am working to repair my credit; however my fiance and I want to buy a house. He has excellent credit. What is the best way to go about this. We both are newly out of graduate school and have recently started jobs with modest incomes, but I make a little more than he does. Would it be better for us to apply for a home loan together or for him to apply without me so that my credit is not factored in? Thanks.

Best answer:

Answer by chatrbox424
Buy the home in his name, work on fixing your credit; refinance later and put it in both of your names at that time.

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